The team (“Altitude”) led by Choi Ho Yin Issac (SEEM/3), comprised of Cheung Tsz Yin (IE/5), Wong Sin Yi (CS/3) and other students from HKU and HKUST won the Championship with a monetary prize of $20,000 of openlab x FinTecubator Innovation Challenge organized by the Hang Seng Bank and the CUHK SEEM Department. They proposed and developed a prototype of a receivable management tools, and a Smart Contract mechanism embedded business logic into business terms in the challenge held on Oct 31, 2019. Members of the team would like to thank Prof. CHAN Chun Kwong for being such a wonderful mentor.